Fund the next stage of your salon.
Finance salon furniture, professional equipment, refurbishments or business growth without necessarily paying the full cost upfront.
Treatment beds, backwash units, pedicure chairs, salon furniture, technology and professional equipment.
Explore funding for refits, expansion, start-up costs, cashflow and broader business projects.
Finance is subject to status, eligibility and lender approval. Rates, terms and security requirements depend on your business and the finance product offered.
Four steps.
Portman does the legwork.
You don't need to understand every type of finance before making an enquiry. Start with what your business needs.
Start with the goal.
Not the finance jargon.
Different projects can suit different types of finance. You can explain what you want to achieve and let Portman discuss the available routes with you.
Furniture, equipment & technology
Finance treatment beds, pedicure chairs, backwash units, salon furniture, machinery, technology and other eligible business assets.
Refit, expansion & working capital
A wider funding requirement may include refurbishment, stock, operational costs, new locations or other legitimate business expenditure.
Release capital from equipment you already own
Eligible assets may sometimes be refinanced, allowing your business to release working capital while continuing to use the equipment.
Which route could fit?
You don't need to choose before enquiring. Use this as a simple guide to understand the main options Portman offers.
Hire Purchase Spread the cost of equipment with a route designed to lead to ownership. +
Hire Purchase can be suitable for equipment you expect to keep for the long term. You make agreed repayments and ownership normally transfers once the contractual requirements of the agreement have been completed.
Explore Hire Purchase →Lease Finance Use business equipment through regular agreed lease payments. +
With Lease Finance, the finance provider purchases the equipment and your business makes agreed lease payments for the contractual period. End-of-term options depend on the agreement.
Explore Lease Finance →Business Loans Broader funding for projects, refurbishment, cashflow or growth. +
A Business Loan can be more relevant when your requirement goes beyond one identifiable piece of equipment — for example a refurbishment, stock purchase, expansion or wider business investment.
Explore Business Loans →Start-up Finance Finance routes for eligible new businesses building their first premises or operation. +
Eligible new businesses may be considered for finance covering equipment, inventory, vehicles, fit-out and other start-up requirements. Approval and available terms depend on the application.
Explore Start-up Finance →Equipment Refinance Explore releasing capital from suitable business assets you already own. +
Where suitable assets have value and meet lender criteria, refinance may allow your business to unlock capital from them while retaining use of the equipment.
Explore Equipment Refinance →Keep it simple.
You don't need a complete finance proposal. Start with three basic pieces of information.
Business finance with a human on the other end.
One dedicated account manager.
Portman can act as a broker across funding options and also has lending capability within the group, allowing its team to explore different routes depending on your business requirement.
Portman may carry out or arrange further checks if you choose to continue with a formal finance application.
Tell Portman what your business needs.
Start an enquiry or explore an indicative repayment calculation before deciding whether finance is right for your business.
Speak to Roxie about furniture, equipment, specifications and the value of your intended order.
Contact Roxie Cosmetics →Speak directly with Portman regarding finance, eligibility, documentation or an existing enquiry.
Call Portman: 01604 761 276 →The important bits.
Will making an enquiry affect my credit score? +
Do I need to choose a finance product before enquiring? +
Can Portman finance salon furniture and equipment? +
Can a start-up apply? +
How long can equipment finance run for? +
Does Portman lend the money itself? +
Does an enquiry guarantee finance? +
Who should I contact after applying? +
Finance is subject to status, eligibility, underwriting and lender approval. Rates, fees, security requirements, personal guarantees, repayment structures and finance terms vary according to the product, lender and individual business circumstances.
Any repayment estimate or finance calculation is illustrative only and does not constitute an offer or quotation. Roxie Cosmetics does not make lending decisions, provide financial advice or guarantee acceptance.
Portman Finance Group includes Portman Asset Finance Limited, registered in England under company number 06226530, authorised and regulated by the Financial Conduct Authority for its credit broking activities under firm reference number 719988. Portman Asset Finance Limited deals with a panel of lenders.
Other Portman group entities may be involved depending on the finance product or service provided. Please check the pre-contract information and finance agreement to confirm the lender, Portman's role, applicable fees, security and full contractual terms before proceeding.