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Kennet Equipment Leasing
Equipment finance for UK businesses

Get the equipment. Keep cash in your business.

Spread the cost of salon furniture and professional equipment through business asset finance from Kennet. See an illustration first, then decide whether you want to proceed.

Finance amount £1K+ Equipment finance from £1,000

Use Kennet's dedicated Roxie calculator for finance illustrations between £1,000 and £74,999.

Business finance Equipment & assets
Repayment examples 2–5 yrs See example repayments before applying

Compare illustrative 2, 3 and 5 year finance examples before requesting an accurate quotation.

2 years 3 years 5 years
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This is business equipment finance, not personal consumer finance.

Finance is subject to status, affordability, underwriting and applicable terms. Calculator results are illustrative only and do not constitute a finance offer or quotation.

01 — How it works

Four steps.
Keep it simple.

Start with the equipment you want. You can check an illustration before speaking to Kennet.

01
Choose your equipment
Build your Roxie order and establish approximately how much equipment finance your business requires.
02
Check the numbers
Use Kennet's calculator to see illustrative monthly and total repayment figures over 2, 3 and 5 year examples.
03
Request a quote
Ask Kennet to contact you. Your business, equipment and funding requirement can then be assessed.
04
Review before signing
If finance is available, review the lender, repayments, fees and agreement terms before deciding whether to proceed.
02 — Finance calculator

See the numbers first.

You don't need to apply just to get an idea of how equipment finance could look.

Kennet Finance Calculator

Enter the equipment value. See an illustration.

Kennet's dedicated calculator shows example repayments for eligible business equipment finance. The figures are there to help you understand potential costs before requesting a formal quotation.

Open Finance Calculator
£1K
Minimum calculator amount Calculator starts at £1,000.
£74,999
Online calculator limit Larger requirements need a bespoke quote.
2 / 3 / 5
Year illustrations Compare three example finance periods.
ex VAT
Calculator figures Displayed payments exclude VAT.
03 — Finance options

Use it or own it?

Kennet's two main equipment finance routes work differently. The easiest way to understand them is to start with what you want to happen to the asset.

Finance Lease USE

Spread the cost of using the equipment.

The finance provider purchases the equipment and your business uses it in return for agreed lease payments.

Avoid paying the full equipment cost upfront.
Regular payments can make budgeting easier.
End-of-term options depend on the lease agreement.
The asset secures the agreement. Finance Lease does not automatically mean that your business becomes the legal owner of the asset. Check the specific end-of-term terms carefully.
Hire Purchase OWN

Spread the purchase cost over time.

Hire Purchase can be used to finance new or used equipment through agreed repayments rather than paying the full cost in one amount.

Spread equipment costs over the agreement.
Term and deposit can depend on the agreement offered.
Ownership passes after the contractual payments and option-to-purchase fee have been paid.
Payments must be maintained. Missed payments may affect the credit rating of the business or guarantor and could result in action being taken against the financed asset.
04 — What can you finance?

Equipment your business actually needs.

Asset finance is designed around identifiable business equipment rather than general personal spending.

Beauty salons
Treatment beds, electric beauty chairs, pedicure chairs, manicure desks, reception furniture and other eligible professional salon equipment.
Hair salons
Backwash units, styling chairs, salon workstations, reception furniture and other professional hair salon equipment.
Clinics
Professional treatment furniture, equipment, technology and other eligible assets used within the business.
05 — Before you apply

Have three things ready.

You don't need to prepare a complicated finance proposal. Start with the basics.

01
Your business Basic company and trading information for the finance assessment.
02
Equipment value The approximate value of the furniture or equipment you want to finance.
03
What you're buying Details of the specific equipment included in your planned purchase.
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Small partnership or Sole Trader?

Kennet's dedicated calculator states that its displayed quotation examples are for Limited Companies and Partnerships of four or more. Small Partnerships and Sole Traders should contact Kennet directly for the appropriate route.

Call Kennet: 01675 469217
Start with an illustration

See what the equipment could cost per month.

Use Kennet's calculator first. If the illustration works for your business, request a callback and discuss an accurate quotation.

Product help Need to build your Roxie order first?

Contact Roxie if you need help choosing furniture, confirming product specifications or establishing the approximate value of your order.

Contact Roxie Cosmetics →
Finance help Questions about Kennet finance?

Speak directly with Kennet about eligibility, quotations, documentation, fees or an existing finance application.

Call Kennet: 01675 469217 →
Looking for another way to pay? Compare Portman business finance and Roxie's personal payment and finance options.
View all payment options →
06 — Questions

The important bits.

Is Kennet finance for business customers? +
Yes. The equipment finance and calculator promoted on this page are for business customers purchasing equipment for business use.
What is the minimum finance amount? +
Kennet's dedicated calculator currently accepts amounts from £1,000 to £74,999. Requirements outside these parameters should be discussed directly with Kennet for a bespoke quote.
Are calculator figures a finance offer? +
No. Kennet states that calculator results are illustrative examples only and do not constitute a quotation or an offer. Final costs depend on underwriting and your business circumstances.
Does the calculator include VAT? +
No. Payments shown by Kennet's dedicated calculator are excluding VAT.
Are there additional fees? +
Yes, fees can apply. Kennet's current calculator states that its typical documentation fee is £195 plus VAT, although this may vary depending on the lender approving the application. Check the finance agreement carefully before proceeding.
What's the difference between Finance Lease and Hire Purchase? +
Hire Purchase is designed as a route to ownership: ownership passes after the agreement payments and applicable option-to-purchase fee have been completed. Finance Lease allows your business to use the asset through agreed lease payments, with end-of-term options depending on the particular agreement.
Can Sole Traders use Kennet? +
Kennet provides finance across different business types, but its dedicated calculator states that its displayed quotation examples are valid for Limited Companies and Partnerships of four or more. Small Partnerships and Sole Traders should contact Kennet directly.
Does Kennet provide the finance itself? +
Kennet is authorised for both credit broking and lending. It works with a panel of finance lenders and may also act as the lender itself. Kennet should explain its role for the particular agreement presented to you.
What happens if repayments are missed? +
Failure to maintain repayments can negatively affect the credit position of the business or guarantor and may lead to further lender action, potentially including repossession of the financed asset.